thumb
arrowAny Credit History
arrowMarket Leading Rate 0.55%
arrow1st & 2nd Charge
arrowAuction Finance
arrowResidential
arrowCommercial
arrowRefurbishment
arrowQuick Decision
arrowExpert Advice
arrowNo monthly payments
  • When time is a factor
  • Fast & highly flexible
  • Bridging loans
  • Can be a real lifesaver!

Bridging Finance for New Business Startups and Existing Businesses

Securing initial funding can be the biggest challenge faced by entrepreneurs looking to get new business ventures off the ground. Similarly, SMEs, during their first few years, often encounter urgent and wholly unexpected financial shortfalls.

This is where affordable bridging finance can help, a flexible and affordable facility for new and existing SMEs. If you are looking to source funds for any purpose as quickly as possible and without the usual complications, call the team at bridgingfinance.com today for a free consultation.

A bridging loan is effectively a stop-gap solution for time-critical financial issues and setbacks. Affordable funding can be difficult for new business start-ups to secure at the best of times, though it can be impossible to obtain at short notice via the usual channels.

Bridging finance differs from conventional business loans in that the facility can be arranged and accessed within a few working days. A far simpler and more streamlined product than a small business loan, bridging finance can offer an invaluable lifeline when time is a factor.

For more information on the different types of bridging loans available or to get your application underway, contact a member of the team at bridgingfinance.com today.

Why use UK Bridging Loans?

Personal service:

Here at bridgingfinance.com, we take customer satisfaction very seriously. That is why we go the extra mile to provide the best service possible to all of our clients.

Expert advice:

Every member of our team is highly trained and experienced in property and specialist lending products, ensuring our clients get the best products at the best rates.

Flexible lending:

We have access to many specialist lending products that can be tailored to each individual’s needs. We can offer flexible, fast, and cost-effective loans for clients with specific requirements. Deal directly with the lender; no middleman!

Proven track record:

Our track record speaks for itself through our thousands of satisfied clients. Our experience and unrivalled customer service mean that we have many returning clients with whom we have built a long-lasting relationship.

unique

Tech savvy:

We use the latest technology to ensure simplicity, speed, and ease for our clients, as well as highly trained staff to ensure everything runs smoothly.

Tailored loans:

We can tailor loans to suit whatever property funding needs our clients may present. With access to a wide range of lenders, we are able to offer specialist loans at competitive rates.

Frequently asked questions

Can you get temporary loans for startups?

Covering unexpected costs, taking advantage of unmissable investment opportunities, keeping in HMRC's good books, and buying essential equipment to get a new business up and running are all possible with an affordable bridging loan. Bridging finance is secured against assets of value in the same way as a mortgage. Though unlike a mortgage, almost any type of property (including business assets) can be used as security for a bridging loan. LTVs of up to 85% are available, enabling entrepreneurs to liquidate a great deal of equity at short notice. Typically charged at a rate as low as 0.5% per month, bridging finance can also be uniquely effective when repaid promptly.

How to choose the right bridging finance for your business startup?

Every bridging loan is unique, with terms and conditions tailored to meet the individual requirements of the applicant. The flexibility of bridging finance makes it an attractive option for small businesses, which in many instances may not be considered eligible for conventional loans on the High Street. At UK Bridging Loans, we work hard to support new and existing SMEs with a broad range of affordable short-term funding solutions of the highest quality. Whether you are starting from scratch or ready to take your successful small business to the next level, we are standing by to take your call.

What types of business bridging loans are there?

Bridging loans for SMEs are available across three broad categories:

  • Retained: With a retained bridging loan, the full interest payable on the facility is calculated as soon as it is arranged and added to the total balance owned. The loan plus interest is then repaid on an agreed-upon date in a single lump sum.
  • Rolled up: This type of bridging loan works in a similar way, but the interest on the loan is charged monthly and therefore increases each time. Depending on the length of the loan term and the issuer's terms and conditions, this can be a more affordable option than a retained bridging loan.
  • Monthly: The monthly option is the cheapest of all, involving a series of monthly repayments throughout the life of the loan term. However, many borrowers prefer the above two options, which swap monthly repayments for a single lump-sum payment at the end of the agreed-upon term.

Contact details

pinBusiness Address: Office block 2, Kibworth Business Park, Kibworth Harcourt, Leicestershire, LE8 0EX

callTelephone:  0116 464 5554

Opening hours

Mon-Thurs: 9am-8.30pm

Fri: 9am-5pm

Sat: 10am-5pm

Sun: 11am-5pm


For job vacancies please email us on jobs@bridgingfinance.com